Best Finance Subreddits That Actually Made Me Money In 2025

Leo Migdal

-Dec 12, 2025, 2:15 AM

best finance subreddits that actually made me money in 2025

Reddit’s best finance communities changed my financial life in unexpected ways. I started browsing Reddit for fun but soon came across groups that helped me maximize credit card rewards and find high-yield savings accounts with APYs above 4.00%. Money problems are the second leading cause of divorce, which shows why these online financial communities became so valuable to me. r/personalfinance’s wealth of knowledge spans thousands of posts about budgeting and retirement planning, and I found that there was practical advice that worked. The community’s financial flowchart became my money roadmap. It helped me focus on building an emergency fund and paying off high-interest debt first.

Other finance subreddits taught me valuable strategies, like Warren Buffet’s advice to invest in low-cost S&P 500 index funds to build long-term wealth. This piece will show you the Reddit communities that helped me earn and save actual money, and how you can benefit from them without getting misled by bad advice. My financial trip on Reddit started during a rough month when my credit card bill showed up with an unexpected car repair bill. The banks and advisors gave me generic advice that seemed designed to sell products I didn’t need. I needed to hear from real people about their experiences. Reddit offered something different from polished financial websites and sponsored content – raw conversations from real people with similar money problems.

The sort of thing I love about these finance subreddits was how people shared both wins and failures openly. Users talked about everything from getting lower interest rates to spotting hidden bank fees eating away at their accounts. I could stay anonymous on Reddit, which made a huge difference. Users shared their exact salaries, debt numbers, and investment results – things most people wouldn’t bring up at dinner. This openness created a learning space you couldn’t find anywhere else. Want to learn about money management and develop skills to help you retire early with a “fat stash”?

Have you tried Reddit? The internet’s most active community likes to share financial tips and real-life experiences as much as it likes discussing markets and economic trends. The following money and finance subreddits are a gold mine of financial advice. These are our favorites, but scroll down to find more money and finance subreddits by category. Personal Finance will officially be older than some of its members in just a couple of years. This well of advice has been around since 2009 and counts an incredible 17.5 million people of all ages, educations, and social backgrounds.

It is currently the 22nd-largest community on Reddit. Some of the hottest topics and flairs on PF include: Personal Finance also offers a wiki with financial advice for teenagers, young adults, older young adults (aged 25-35), and mid-career adults, as well as a catalog of helpful books and videos. If you’re looking for thorough and specific advice on personal finance, you’ll probably find it here. Each subreddit has its own purpose, but in general, subreddits are a great place to go to post questions, tips, advice, and participate in discussions about the main topic. If you're unfamiliar with reddit then you should know that reddit is considered the "front page of the internet." It's a gigantic forum with endless amounts of subreddits (or individual forums) that all cover...

As with all subreddits, the following finance subreddits each have their own rules and guidelines to follow when posting and commenting on the forum. When joining any subreddits, it's always a good idea to go to their About Page and read up on the subreddit rules and guidelines. On r/finance, you can find both financial news and financial views. Here you can find useful question threads and useful finance articles. This is also a perfect subreddit if you don't want to read about personal finance, but finance in general. This subreddit also attempts to steer clear of posts that have to do with topics related to finance, but that misses the mark, like careers.

If you’ve ever spent any time on the Reddit personal finance threads, you’ve probably realized it can be a goldmine of information. How so? Because regular people ask questions on regular problems and the answers often come from people who’ve walked that journey before. Of course, it can be overwhelming because there's just so much information. And then there are the people who make jokes and other less amusing comments. But take it from me; you can learn so much from fellow Redditors.

Don’t believe me? We’ll take a look at some of the best Reddit financial advice below. But before we do, let’s do a quick Reddit 101. I know. One look at Reddit’s front page, and it looks like it was designed by coders for coders. With phrases such as “r/,” upvotes, downvotes, threads, karma – a hot mess of random insider jargon.

It’s hard to know what’s going on when you start. But don’t give up on it because the platform is incredibly powerful. It serves as an organized message board where communities of people with like-minded interests engage. Reddit has become one of the most powerful peer-to-peer learning platforms on the internet, especially when it comes to money. From budgeting to investing, side hustles to debt payoff strategies, Reddit’s community-based forums (called subreddits) are packed with real-life advice, cautionary tales, and money wins that offer fresh perspectives and honest feedback. But with thousands of subreddits out there, it can be overwhelming to figure out which ones are worth your time.

Whether you’re just getting started with your financial journey or you’re looking to level up your wealth-building game, these are some of the best personal finance subs on Reddit, and what each one does... If you’re only going to follow one personal finance subreddit, make it r/personalfinance. This is the largest and most comprehensive money-focused community on Reddit, with over 19 million subscribers and daily threads covering everything from emergency funds and credit scores to taxes and retirement planning. The sidebar contains a legendary flowchart for beginners, which has become a rite of passage for anyone looking to get their financial life in order. The advice here is generally practical, grounded, and vetted by both everyday users and experienced finance nerds. It’s an excellent starting point for building strong financial habits or troubleshooting specific issues.

For those interested in FIRE (Financial Independence, Retire Early), r/financialindependence is the go-to hub. This sub is filled with people who are optimizing their lives to save aggressively, invest wisely, and potentially leave traditional employment decades ahead of schedule. Discover the best personal finance communities on Reddit and actionable tips. Learn how to use Reddit discussions to improve your finances in 2025. Visit MoneyPhobia for expert advice! Reddit has quickly become an invaluable tool for those interested in personal finance.

With thousands of discussions happening daily, Reddit hosts a wealth of user-generated content filled with actionable financial advice, tips, and success stories. Whether you’re interested in budgeting, debt repayment, or investing, Reddit offers a unique peer-to-peer platform where anyone can join the conversation. In this guide, we’ll explore the best personal finance subreddits, highlight the top Reddit discussions on personal finance, and share practical insights to help you take charge of your finances in 2025. Let’s dive in! Reddit hosts a variety of communities (subreddits) that provide financial wisdom. Whether you’re a novice or seasoned expert, the following communities offer something for everyone:

As the largest and most popular personal finance subreddit, r/personalfinance boasts over 15 million members. This subreddit covers a variety of financial topics, including budgeting, debt repayment, investing, and retirement planning. If you’re looking for well-rounded personal finance advice, this is a must-follow community. Need extra cash? Want to escape the 9-to-5? Reddit's money-making communities show you legitimate ways to earn.

You might also be interested in our comprehensive guides for crypto, stock trading, tiktok. r/personalfinance (21M members) teaches the basics - budgeting, investing, building wealth. Start here to get your foundation right. Then r/beermoney (1.4M) shares small income opportunities - surveys, cash back apps, micro-tasks. r/passive_income (891K) focuses on earning while you sleep - dividend stocks, rental properties, digital products. Regional communities like r/beermoneyindia (339K) and r/beermoneyuk (184K) share country-specific opportunities.

These communities shine at calling out scams. Someone posts about a business opportunity? Comments expose it as MLM within minutes. They share which apps actually pay, which sites waste your time, and tax implications people forget about. The collective knowledge helps you avoid scams, find legitimate opportunities, and build real income streams. Start small, test things, scale what works.

The most relevant and active subreddits for making money in 2025 Our financial marketing experts can help you navigate these money-making communities effectively and build a strong presence that drives real engagement and increases your earning potential for better financial opportunities.Explore more communities: crypto, stock... Written by Diversification.com Editorial Team • Updated June 18, 20256 min read • This article was created using publicly available data at the time of publication. The list includes editorial opinions, is not investment advice, and there are no paid placements. Insight: Collectively, the top 10 finance-related subreddits reach over 30 million subscribers—making Reddit one of the most active spaces for peer-driven market commentary and money advice. Reddit offers a unique blend of anonymity, collective wisdom, and unfiltered discussion—especially valuable for investors navigating volatile markets or seeking real-world financial strategies.

This list was compiled using subscriber count as the sole ranking factor. To generate this list, we analyzed subscriber counts of popular finance-related subreddits as of June 2025. Only subreddits primarily focused on personal finance, investing, or market education were included. Subs centered on short-term speculation, meme stocks, or non-financial content were excluded. The final list is ranked from highest to lowest based on total subscriber count—reflecting where the largest finance-focused conversations are happening on Reddit today. While many lists simply aggregate the most popular sites, we have taken a different approach.

Best Finance Subreddits That Actually Made Me Money In 2025

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