Free Mortgage Calculators For Excel Vertex42

Leo Migdal

-Nov 17, 2025, 7:04 PM

free mortgage calculators for excel vertex42

Are you buying a home? Are you helping a client with a mortgage decision? Vertex42 provides many free mortgage calculators that you can download and work with on your own computer, using Microsoft Excel. You can customize the spreadsheets, add your own calculations, print amortization schedules, and save your results. Our free Home Mortgage Calculator for Excel is a powerful all-in-one worksheet that combines many of the features from our other mortgage and loan calculators. It lets you analyze a variable-rate mortgage or fixed-rate mortgage, and figure out how much you can save by making extra payments.

It helps you estimate the full mortgage payment (including insurance and interest), but if you want to estimate other monthly expenses of owning a home, you can try our Home Expense Calculator. Check out our other mortgage spreadsheets as well, and let us know if you need something that we don't have. License: Personal Use (not for distribution or resale) To obtain a commercial use license, purchase the Vertex42 Loan Amortization Schedule. This mortgage calculator is included as one of the bonus spreadsheets. This spreadsheet is an all-in-one home mortgage calculator.

It lets you analyze a fixed or variable rate home mortgage. You can set up periodic extra payments, or add additional payments manually within the Payment Schedule. Use the spreadsheet to compare different term lengths, rates, loan amounts, and the savings from making extra payments. It also calculates the outstanding balance at the end of a specified number of years and the tax returned if the interest paid is tax deductible. The Vertex42® Mortgage Payment Calculator is a very simple spreadsheet that lets you compare different mortgages side-by-side. It calculates your monthly payment and lets you include additional extra payment (prepayments) to see how soon you could pay off your home, or how much you could save by paying less interest.

You can also estimate the equity in your home after a specified number of years. If you are looking for a mortgage payment calculator that includes taxes, insurance, and other home ownership expenses, try our Home Expense Calculator. Use our new online calculator below to do some quick calculations. The online calculator requires your browser to support Javscript. If it doesn't work for you or if you want something you can customize, download the spreadsheet or use the Google Sheets version below. License: Personal Use (not for distribution or resale)

- Use this free mortgage payment calculator to determine the monthly payment for different mortgages. Vertex42 provides high quality free Excel-based loan calculators to both individuals and industry professionals. These can be used for auto loans, home equity loans, installment loans, credit lines, mortgages and general amortization-based loans. We believe that a strong basic financial education is the key to living within your means, avoiding bad debt, and becoming financially secure. We hope that our loan calculators can help you make better decisions and save money. Do you need more flexibility than online financial calculators can provide?

Are you worried about entering your financial information on the internet? Download our free financial spreadsheets, designed for Microsoft Excel®,and work with them on your own computer. Our financial templates are designed primarily for personal use, with the end user being anyone who has a basic understanding of spreadsheets. Although intuitive to use, each calculator also contains helpful information within the cell comments, and additional resources and references are provided on the individual download pages. Since 2003, Vertex42® has been creating professionally designed spreadsheet templates for business, personal, home, and educational use. We love Microsoft Excel® and we are also a leading provider of templates for Google Sheets and OpenOffice.org.

Our collection of financial calculators include some of the most powerful and user-friendly debt reduction and money management tools you can find. We also provide a large selection of templates for Microsoft Word® such as resumes, letters, or a business plan template that includes financial statements in Excel. If you are a student just getting started with Excel, check out our new Excel Tutorials for Beginners. We have offered a downloadable Windows application for calculating mortgages for many years, but we have recently had a number of people request an Excel spreadsheet which shows loan amortization tables. Our Excel mortgage calculator spreadsheet offers the following features: The calculator updates results automatically when you change any input.

loan amount - the amount borrowed, or the value of the home after your down payment. interest rate - the loan's stated APR. For your convenience, we publish local New York mortgage rates below to help you see currently available rates. Home » Excel-Templates » Excel-Mortgage-Calculator In order to use the above Excel Mortgage Calculator, simply enter your mortgage details into the pink-shaded user-input fields (shown on the rightabove). The details required are the loan amount, the interest rate, the number of years over which the loan is taken out, and the number of payments per year.

Once you have entered these details, the summary table at the top-right of the spreadsheet will automatically display a summary of the mortgage payment details, and the mortgage amortization schedule will be displayed in... If you want the spreadsheet to show the dates of each of the scheduled payments, you must also enter the loan start date into the user-input fields. Once this has been entered, the summary box on the top left of the spreadsheet will display the date of the final payment and the date of each of the scheduled payments will be... The following date and financial functions have been used to produce the amortization schedule in the above Excel Mortgage Calculator: Download a Free Excel Spreadsheet Today! Our desktop software was originally designed for Microsoft Windows comupters.

Luckily, Microsoft Excel offers cross-platform functionality. We offer an Excel mortgage calculator spreadsheet to a software program? You're in luck, as we also offer that option, as well as a basic Excel loan calculator. Download the free desktop mortgage calculator for Microsoft Windows today. We offer 2 convenient options: Mortgage Calculator .exe file - click the link and immediately run the mortgage calculator.

This is the best option if you are in a rush and/or only plan on using the calculator today. Mortgage Calculator .zip file - download the zip file, extract it, and install it on your computer. This is the best option if you plan on using the calculator many times over the coming days, weeks, and months.

Free Mortgage Calculators For Excel Vertex42

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