Top Subreddits For Personal Finance Help And Investing

Leo Migdal

-Dec 11, 2025, 10:53 PM

top subreddits for personal finance help and investing

April 19, 2025 in Subreddits Leave a comment Talking about money can feel awkward or overwhelming sometimes, right? Whether you’re trying to figure out how to save more, get out of debt, start investing, or just make a budget that actually works, it helps to know you’re not alone. Luckily, just like with relationships and careers, Reddit has a ton of communities where people openly discuss their finances, share tips, and ask for advice. If you’re looking to get a better handle on your money situation, these subreddits are great places to start learning and connect with others. r/personalfinance: This is the big one, the main hub for almost everything related to managing your money.

People discuss budgeting techniques, paying off debt (like student loans or credit cards), saving for big goals (like a house), understanding retirement accounts (like 401ks or IRAs), dealing with taxes, and insurance questions. They have a fantastic “Prime Directive” flowchart and wiki section that guides you through financial steps based on your situation. It’s a great starting point for almost any money question. (Subscribers: ~18.0 million) r/financialindependence: This subreddit is focused on the FIRE movement – “Financial Independence, Retire Early.” The core idea is saving and investing a large portion of your income so you can stop working much earlier... Discussions here revolve around aggressive saving strategies, investment approaches for long-term growth, cutting expenses, calculating your “FI number,” and the mindset needed to reach financial independence.

It’s very goal-oriented and often involves detailed financial planning. (Subscribers: ~1.4 million) r/investing: If you’re specifically interested in learning how to grow your money through investments, this is a key subreddit. People discuss different types of investments (like stocks, bonds, ETFs, mutual funds), investment strategies (long-term holding vs. trading), market news and analysis, and platform recommendations (like brokers). It’s a place to learn terminology, ask questions about specific investments, and understand different approaches to building wealth over time.

(Subscribers: ~2.4 million) Want to learn about money management and develop skills to help you retire early with a “fat stash”? Have you tried Reddit? The internet’s most active community likes to share financial tips and real-life experiences as much as it likes discussing markets and economic trends. The following money and finance subreddits are a gold mine of financial advice. These are our favorites, but scroll down to find more money and finance subreddits by category.

Personal Finance will officially be older than some of its members in just a couple of years. This well of advice has been around since 2009 and counts an incredible 17.5 million people of all ages, educations, and social backgrounds. It is currently the 22nd-largest community on Reddit. Some of the hottest topics and flairs on PF include: Personal Finance also offers a wiki with financial advice for teenagers, young adults, older young adults (aged 25-35), and mid-career adults, as well as a catalog of helpful books and videos. If you’re looking for thorough and specific advice on personal finance, you’ll probably find it here.

Each subreddit has its own purpose, but in general, subreddits are a great place to go to post questions, tips, advice, and participate in discussions about the main topic. If you're unfamiliar with reddit then you should know that reddit is considered the "front page of the internet." It's a gigantic forum with endless amounts of subreddits (or individual forums) that all cover... As with all subreddits, the following finance subreddits each have their own rules and guidelines to follow when posting and commenting on the forum. When joining any subreddits, it's always a good idea to go to their About Page and read up on the subreddit rules and guidelines. On r/finance, you can find both financial news and financial views. Here you can find useful question threads and useful finance articles.

This is also a perfect subreddit if you don't want to read about personal finance, but finance in general. This subreddit also attempts to steer clear of posts that have to do with topics related to finance, but that misses the mark, like careers. You might be familiar with Reddit, as the social news aggregation and discussion website has become massively successful since being founded in 2005. While the website is filled with weird communities or “subreddits” along with people trolling for attention, there is plenty of useful information and great topic discussions as well. One of the more interesting sections are the personal finance subreddits. Many of these are great places to learn, get tips about investing or money, and genuinely ask for advice.

Of course, you should never just take feedback from users on Reddit without doing more due diligence. Reddit is a vast platform that hosts thousands of communities, known as subreddits, where people gather to discuss a wide range of topics. Finance is no exception, with numerous subreddits dedicated to discussing all things money-related. From investing advice to personal finance tips, there’s a subreddit for every finance topic you can think of. In this article, we’ll explore the 12 best subreddits about finance that you should definitely check out. r/personalfinance With over 14 million members, r/personalfinance is one of the largest and most active finance subreddits on Reddit.

The community is dedicated to helping individuals manage their personal finances better, with discussions on topics like budgeting, saving, investing, and getting out of debt. Members can ask questions, seek advice, and share their own experiences to help others on their financial journey. r/investing For those interested in the world of investing, r/investing is a must-visit subreddit. With over 1.6 million members, this community is a hub for discussions on stock market trends, investment strategies, and analysis of specific companies and industries. Whether you’re a beginner looking to dip your toes into investing or a seasoned pro, r/investing has something for everyone. r/financialindependence Achieving financial independence is a goal that many people aspire to, and r/financialindependence is a subreddit dedicated to helping individuals reach that goal.

With over 1 million members, this community discusses strategies for saving and investing to achieve financial freedom, retiring early, and living life on your own terms. If you’re looking to take control of your finances and work towards financial independence, this subreddit is a great resource. r/CryptoCurrency Cryptocurrency has taken the financial world by storm in recent years, and r/CryptoCurrency is the go-to subreddit for all things crypto-related. With over 3 million members, this community discusses news, trends, and analysis of various cryptocurrencies, as well as tips and strategies for investing in this emerging asset class. Whether you’re a crypto novice or a seasoned trader, r/CryptoCurrency has something for everyone interested in digital currencies. Home » Personal Finance » 21 Best SubReddit Personal Finance Communities In December 2025

Reddit is a social media platform that has become a popular online community for people around the world to connect and discuss a wide range of topics. With over 330 million active users, Reddit is a hub of information, news, and conversations on everything from politics to hobbies to personal finance. One of the unique features of Reddit is the ability to create and join communities known as "subreddits," which are dedicated to specific topics or interests. When it comes to personal finance, Reddit has a wealth of information and resources available through its diverse range of personal finance subreddits. These subreddits offer a space for people to share their experiences, ask questions, and offer advice on all aspects of managing money. From budgeting and saving to investing and retirement planning, there are subreddits for every financial topic and goal.

In this blog, we will be highlighting the 21 best SubReddit personal finance communities that can provide invaluable guidance and support in achieving financial success. Reddit subs can be an excellent resource for expanding your investing knowledge, and that’s why we’ll get into the best investing subreddits. There are many personal finance subreddits, but if you are primarily interested in investing, there are specific communities that you can be a part of. Reddit has become one of the top websites globally in terms of traffic and daily active users. If you’ve ever spent time on Reddit, you know it has almost every topic imaginable! These subreddits are niched down, and the members of these subreddits are happy to provide you help you with any questions you have.

Whether you want to lurk or be an active member of one of the subreddits, there is value to be had. Written by Diversification.com Editorial Team • Updated June 18, 20256 min read • This article was created using publicly available data at the time of publication. The list includes editorial opinions, is not investment advice, and there are no paid placements. Insight: Collectively, the top 10 finance-related subreddits reach over 30 million subscribers—making Reddit one of the most active spaces for peer-driven market commentary and money advice. Reddit offers a unique blend of anonymity, collective wisdom, and unfiltered discussion—especially valuable for investors navigating volatile markets or seeking real-world financial strategies. This list was compiled using subscriber count as the sole ranking factor.

To generate this list, we analyzed subscriber counts of popular finance-related subreddits as of June 2025. Only subreddits primarily focused on personal finance, investing, or market education were included. Subs centered on short-term speculation, meme stocks, or non-financial content were excluded. The final list is ranked from highest to lowest based on total subscriber count—reflecting where the largest finance-focused conversations are happening on Reddit today. When it comes to managing finances, it’s practical to have resources and a community to help. One of the best places to find this is on Reddit, where many active subreddits are dedicated to personal finance.

Whether you’re just starting your financial journey or looking for advanced strategies to improve your wealth, these subreddits have covered you. From investment advice to financial strategies for business owners, you’ll find it all here. Here In this guide, we’ll explore the ten best personal finance subreddits to help you stay informed and make better financial decisions. A subreddit is a community centered around a particular topic, where members of Reddit can participate in discussions and share content. Each subreddit has its rules and moderators; users can subscribe to as many subreddits as they wish. You can upvote, downvote, and comment on the content.

From news and politics to memes and entertainment, Reddit has a wide range of subreddits. To join a subreddit, all you need is a free Reddit account. Subreddits are identified by the prefix /r/ followed by their name, such as “/r/personalfinance.”

Top Subreddits For Personal Finance Help And Investing

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