15 Best Reddit Personal Finance Communities To Follow

Leo Migdal

-Dec 12, 2025, 4:55 PM

15 best reddit personal finance communities to follow

You might be familiar with Reddit, as the social news aggregation and discussion website has become massively successful since being founded in 2005. While the website is filled with weird communities or “subreddits” along with people trolling for attention, there is plenty of useful information and great topic discussions as well. One of the more interesting sections are the personal finance subreddits. Many of these are great places to learn, get tips about investing or money, and genuinely ask for advice. Of course, you should never just take feedback from users on Reddit without doing more due diligence. Here are 15 Best Personal Finance Forums you should follow in 2025.

Subscribe in one place on FeedSpot Reader. Forum https://www.reddit.com/r/personalfinance/ + Follow Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances! Facebook Followers 2MTwitter Followers 1.1M Since Feb 2009 View Recent Threads Forum https://www.bogleheads.org/forum/viewforum.ph.. + Follow This section of the forum is for discussing everything related to Personal Finance.

Facebook Followers 21.9KTwitter Followers 10.5K View Recent Threads Forum https://www.lemonfool.co.uk/ + Follow The Lemon Fool is a share, investment, and personal finance discussion forum. Also, talk to your mates about investment strategies, green investment, retirement investment, property investment, and much more.MORE View Recent Threads Forum https://forum.ohmydollar.com/ + Follow Oh My Dollar is a forum that is dedicated to discussing personal finance with a dash of glitter. View Recent Threads Discover the best personal finance communities on Reddit and actionable tips.

Learn how to use Reddit discussions to improve your finances in 2025. Visit MoneyPhobia for expert advice! Reddit has quickly become an invaluable tool for those interested in personal finance. With thousands of discussions happening daily, Reddit hosts a wealth of user-generated content filled with actionable financial advice, tips, and success stories. Whether you’re interested in budgeting, debt repayment, or investing, Reddit offers a unique peer-to-peer platform where anyone can join the conversation. In this guide, we’ll explore the best personal finance subreddits, highlight the top Reddit discussions on personal finance, and share practical insights to help you take charge of your finances in 2025.

Let’s dive in! Reddit hosts a variety of communities (subreddits) that provide financial wisdom. Whether you’re a novice or seasoned expert, the following communities offer something for everyone: As the largest and most popular personal finance subreddit, r/personalfinance boasts over 15 million members. This subreddit covers a variety of financial topics, including budgeting, debt repayment, investing, and retirement planning. If you’re looking for well-rounded personal finance advice, this is a must-follow community.

7 Fundrise Alternatives You Might Want To Consider Investing With How to Invest Money Wisely [Your Simple Beginner’s Guide] The Free Financial Planning Software You Need [Savology Review] Each subreddit has its own purpose, but in general, subreddits are a great place to go to post questions, tips, advice, and participate in discussions about the main topic. If you're unfamiliar with reddit then you should know that reddit is considered the "front page of the internet." It's a gigantic forum with endless amounts of subreddits (or individual forums) that all cover... As with all subreddits, the following finance subreddits each have their own rules and guidelines to follow when posting and commenting on the forum.

When joining any subreddits, it's always a good idea to go to their About Page and read up on the subreddit rules and guidelines. On r/finance, you can find both financial news and financial views. Here you can find useful question threads and useful finance articles. This is also a perfect subreddit if you don't want to read about personal finance, but finance in general. This subreddit also attempts to steer clear of posts that have to do with topics related to finance, but that misses the mark, like careers. Reddit’s best finance communities changed my financial life in unexpected ways.

I started browsing Reddit for fun but soon came across groups that helped me maximize credit card rewards and find high-yield savings accounts with APYs above 4.00%. Money problems are the second leading cause of divorce, which shows why these online financial communities became so valuable to me. r/personalfinance’s wealth of knowledge spans thousands of posts about budgeting and retirement planning, and I found that there was practical advice that worked. The community’s financial flowchart became my money roadmap. It helped me focus on building an emergency fund and paying off high-interest debt first. Other finance subreddits taught me valuable strategies, like Warren Buffet’s advice to invest in low-cost S&P 500 index funds to build long-term wealth.

This piece will show you the Reddit communities that helped me earn and save actual money, and how you can benefit from them without getting misled by bad advice. My financial trip on Reddit started during a rough month when my credit card bill showed up with an unexpected car repair bill. The banks and advisors gave me generic advice that seemed designed to sell products I didn’t need. I needed to hear from real people about their experiences. Reddit offered something different from polished financial websites and sponsored content – raw conversations from real people with similar money problems. The sort of thing I love about these finance subreddits was how people shared both wins and failures openly.

Users talked about everything from getting lower interest rates to spotting hidden bank fees eating away at their accounts. I could stay anonymous on Reddit, which made a huge difference. Users shared their exact salaries, debt numbers, and investment results – things most people wouldn’t bring up at dinner. This openness created a learning space you couldn’t find anywhere else. April 19, 2025 in Subreddits Leave a comment Talking about money can feel awkward or overwhelming sometimes, right?

Whether you’re trying to figure out how to save more, get out of debt, start investing, or just make a budget that actually works, it helps to know you’re not alone. Luckily, just like with relationships and careers, Reddit has a ton of communities where people openly discuss their finances, share tips, and ask for advice. If you’re looking to get a better handle on your money situation, these subreddits are great places to start learning and connect with others. r/personalfinance: This is the big one, the main hub for almost everything related to managing your money. People discuss budgeting techniques, paying off debt (like student loans or credit cards), saving for big goals (like a house), understanding retirement accounts (like 401ks or IRAs), dealing with taxes, and insurance questions. They have a fantastic “Prime Directive” flowchart and wiki section that guides you through financial steps based on your situation.

It’s a great starting point for almost any money question. (Subscribers: ~18.0 million) r/financialindependence: This subreddit is focused on the FIRE movement – “Financial Independence, Retire Early.” The core idea is saving and investing a large portion of your income so you can stop working much earlier... Discussions here revolve around aggressive saving strategies, investment approaches for long-term growth, cutting expenses, calculating your “FI number,” and the mindset needed to reach financial independence. It’s very goal-oriented and often involves detailed financial planning. (Subscribers: ~1.4 million)

r/investing: If you’re specifically interested in learning how to grow your money through investments, this is a key subreddit. People discuss different types of investments (like stocks, bonds, ETFs, mutual funds), investment strategies (long-term holding vs. trading), market news and analysis, and platform recommendations (like brokers). It’s a place to learn terminology, ask questions about specific investments, and understand different approaches to building wealth over time. (Subscribers: ~2.4 million) Reddit has revolutionized how people learn about money management by creating authentic communities where real experiences matter more than credentials.

Unlike traditional financial media, Reddit users share unfiltered stories about their successes and failures, creating a learning environment that’s both honest and practical. I discovered Reddit’s financial communities during my own debt elimination journey three years ago. The transparency and genuine support I found there helped me pay off $12,000 in credit card debt using strategies I never would have learned elsewhere. The community accountability and real-world advice proved more valuable than any financial book or course I’d tried. According to Pew Research Center, 18% of Americans regularly use Reddit for advice and information, with financial topics ranking among the most discussed subjects. The Federal Trade Commission recognizes that peer-to-peer financial education platforms like Reddit provide valuable supplementary financial literacy resources.

The flagship personal finance community on Reddit serves as the comprehensive hub for all money-related discussions. This subreddit covers everything from basic budgeting to complex investment strategies. Best for: General financial advice, emergency situations, and getting started with money management. New users should read the wiki before posting questions. Top Financial Planning Reddit Threads You Should Follow in 2025-Staying ahead in personal finance requires continuous learning, and Financial Planning Reddit has become a go-to resource for individuals looking to enhance their financial knowledge. Whether you’re a beginner or an experienced investor, these top Reddit threads will provide valuable insights, advice, and strategies to help you navigate the ever-changing financial landscape in 2025.

One of the most popular topics discussed on Financial Planning Reddit is budgeting. Threads such as “How to Create a Budget That Actually Works” and “Best Budgeting Apps for 2025” offer practical tips and success stories from users who have mastered personal finance. Discussions range from traditional budgeting methods like the envelope system to modern AI-driven budgeting tools. Users share their experiences, challenges, and solutions, making it easier for newcomers to find a budgeting approach that suits their lifestyle. Managing and eliminating debt is a priority for many Reddit users, and Financial Planning Reddit is filled with discussions on effective repayment strategies. Threads like “How I Paid Off $50,000 in Two Years” and “Debt Snowball vs.

Debt Avalanche: Which One Works Best?” provide valuable insights. Redditors discuss methods to reduce interest payments, negotiate with creditors, and find ways to increase income to accelerate debt repayment. The shared experiences and success stories inspire others to take control of their financial situations.

15 Best Reddit Personal Finance Communities To Follow

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Learn How To Use Reddit Discussions To Improve Your Finances

Let’s Dive In! Reddit Hosts A Variety Of Communities (subreddits)